Whatsapp Adds Payment To Its Messaging App - Naijaray
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Whatsapp Adds Payment To Its Messaging App

Whatsapp has introduced payments to its messaging app in India, making it the latest service to let users transfer money to one another with a text.

After the pilot in India, this peer-to-peer payments, would be available in Nigeria and other African countries and it will have profound effect on banks already hemorrhaging from revenue losses.

With the new service, users can now link their bank account to their WhatsApp account via Unified Payments Interface (UPI) and begin making payments straight to another user’s bank account through a WhatsApp chat.

According to Ndubisi Ekewe, who is familiar with the development, banks have everything to worry about the risks to banks are clear.

“The telcos have hated the global messaging app; now the banks join the fray. The risk to banks is clear: if WhatsApp becomes very successful in payments, it may become a small bank of itself. In other words, if people decide to be leaving money in their wallets without moving them to their bank accounts, most banks would struggle [liquidity issues]” Ekewe added.

In Nigeria, the rise and popularity of over-the-top (OTT) services has taken a huge toll on the bottom line of telcos across the globe. The OTT services include instant messaging, voice/ video calls and others.

Association of Licensed Telecommunication Operators of Nigeria (ALTON), the industry body of all licensed telecoms operators and infrastructure providers, by the consumers, the regulator and the policy makers, has lamented the impact of OTT on the bottom line of carriers.

Gbenga Adebayo, chairman, said OTT utilise traditional Mobile Network Operator (MNO) infrastructure to offer social networks, voice and instant messaging services to retain users’ loyalty and drive stickiness with a view creating large on-line communities and eventually attract huge advertisement revenues.

The MNOs have neither rights nor control over the OTT services, as customers have the discretion to use the internet as they like.
The case maybe worse for Nigerian banks because as Ekewe pointed out, most Nigerian banks are enjoying growing transaction-based fees with ATM charges and all kinds of charges including stamp duty on digital transfer.

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Technology

Welcome to the big Screens! Apple launches iPhone Xs and iPhone Xs Max in Nigeria

Apple, the world’s leading smartphone maker, on Friday, launched iPhone Xs and iPhone Xs Max in Nigeria at the Villa Medici, Victoria Island, Lagos.

Popularly referred to as ‘The Big Screens’, the iPhone Xs and Xs Max are Apple’s most recent products right after the iPhone X and iPhone 8 plus. It is a worthy upgrade to the iPhone X with a handful of remarkable improvements.

Sivadoss Vijayakumar, Regional Head, West Africa Operations, Redington, spoke on the need for continued innovation and unique additions in creating devices that cater to the demands of users through applicative and emotive value.

“It has been a commendable journey for Apple in Nigeria and last year, iPhone X was a game changer for us all. Year by year, Redington is going strong and is continually committed to making this relationship stronger with your continuous support and trust,” he said.

This year marks the largest displays ever included on iPhones, with the iPhone Xs and Xs Max each featuring 5.8-inch and 6.5-inch Super Retina displays with custom-built OLED panels that provide the industry’s best colour accuracy, true blacks, and remarkable brightness. The devices also offer True Tone technology, which uses an ambient light sensor to adjust the white balance of the display to match the ambient lighting in any room.

The iPhone Xs and Xs Max come with unrivalled technology as Apple looks to further cement its place as the leader in mobile device manufacturing.

See below the iPhone Xs key specs and features;

• 5.8-inch Super Retina display (OLED) with HDR

• IP68 dust and water resistant (maximum depth of 2 meters up to 30 minutes)

• 12MP dual cameras with dual OIS and 7MP TrueDepth front camera—Portrait mode,

Portrait Lighting, Depth Control, and Smart HDR

• Face ID for secure authentication

• A12 Bionic with next-generation Neural Engine

• Wireless charging—works with Qi chargers

• iOS 12 with Memoji, Screen Time, and Group FaceTime

iPhone Xs Max key specs and features;

• 6.5-inch Super Retina display (OLED) with HDR

• IP68 dust and water resistant (maximum depth of 2 meters up to 30 minutes)

• 12MP dual cameras with dual OIS and 7MP TrueDepth front camera—Portrait mode, Portrait Lighting, Depth Control, and Smart HDR

• Face ID for secure authentication

• A12 Bionic with next-generation Neural Engine

• Wireless charging—works with Qi chargers

• iOS 12 with Memoji, Screen Time, and Group FaceTime

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Technology

How To Get Glo 5.2GB For N100 and 10.4GB For N200

Hello guys, I bring to you another cheap browsing cheat on Glo Nigeria. I won’t call this free browsing cheat, as we are paying little for more value.

How about getting a whopping 5.2GB for N100 and 10.4GB for N200 on Glo network? Interesting right? Recall, we once posted Airtel cheap data cheat by porting lines, which gives 2GB for N100 and 10GB for N500. That same steps is quite similar to this.

Before posting this, it has been tested and confirmed by NAIJARAY. In this post, we will reveal the full steps to enjoy this cheap Glo data trick.

How To Get Glo 5.2GB For N100 and 10.4GB For N200
Note that this latest trick may select Sim.
First of all, you need to migrate to Glo Jollification package by dialling *603# and a whopping bonus of 10.4GB will smile at you on every recharge of N200 via your Bank or recharge through OneCard (N200 PIN) while 5.2GB will also smile at you on every recharge of N100 via bank or recharge through OneCard (N100 PIN).

How To Check Data Balance

Dial #122# to check your data balance.

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Technology

HOW TO GET 1.2GB FROM MTN WITH #150 For A Month

Good day everyone Naijaray.com bring to you another trick blazing hot for now.
Getting cheapest data subscription is rare at the era of Buhari.
Naijaray.com bring to you how to get MTN 1.2gb for #150 only lasting for one month.

First step 👇
Migrate to MTN ipulse…
How To migrate?
Send 406 to 131 or dial * 406*1# and migrate to MTN Pulse tariff plan. As soon as you migrate into the MTN Pulse tariff plan, minutes spent on calls will be accumulated. At this point, your calls to all National numbers will be charged at 25k/sec.

2nd step  👇
Dial MTN Users
* 344*2# and

THIRD STEP  👇
Follow instructions by clicking on option 1(buy data) then subscribe for 1.2gb for 150/month..

NOTE:-It only works Perfectly on MTN PULSE TARRIFF PLAN

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